YouTube Channels in the Sinking Funds Niche 36

This page lists YouTube channels related to the sinking funds niche. Some of these channels focus exclusively on the sinking funds niche while others may only devote a few videos to it.

Be sure to scroll down to the bottom of the page to view our AI engine SakiAI's verdict on how easy it could be to start a successful YouTube channel in this niche in 2025.

 

FindAChannel's Featured Channels showcases channels started in the last three years and which already have a strong following on YouTube. Be sure to check them out, as they're obviously doing something right on YouTube in 2025.

Creator

1. Envelope, Esq.   90 videos   4,310 subscribers   352,178 total views   65.1 gravity
Mindful budget and spend. Cash stuffing. Zero based budget. Sinking funds. Content and communication posted on this channel should not be considered legal advice and are for informational and entertainment purposes only! Find me on Instagram: @envelope_esq
Channel started: December 2021.

Creator

2. Budget With Brenz   141 videos   16,400 subscribers   1,003,707 total views   74.9 gravity   $22.39 estimated monthly earnings
Cash Envelope Stuffing | Cash Envelopes | Sinking Funds | Savings Challenges | Debt Free Journey | Budgeting | Low Income Living In Hawai‘i
Channel started: January 2021.

 

Here is a list of more channels in the sinking funds niche. The most relevant channels are listed first.

Creator

1. Nicola at The Frugal Cottage United Kingdom
  354 videos   13.2K subscribers   942.7K total views
  85.2 gravity

Channel started: June 2014.

Creator

2. Pennies Not Perfection United States
  507 videos   37.6K subscribers   4M total views
  86.7 gravity   $65 estimated monthly earnings

Getting better with money without being perfect. I've made plenty of financial mistakes but I've learned from them and so can you. You don't have to be perfect to win with money. You just have to be motivated and consistent. Thanks to budgeting and learning about money I paid off $82,000 in...
Channel started: January 2009.

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3. Mel Budgets
  90 videos   21.3K subscribers   1.2M total views
  80.7 gravity   $12 estimated monthly earnings

Hey name is Mel, welcome to my channel. I’m on a journey to become debt free hope you join in on the fun and Subscribe!!! ??
Channel started: June 2017.

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4. Kristin Stones, Cents + Purpose United States
  213 videos   24.1K subscribers   1.7M total views
  72.2 gravity   $23 estimated monthly earnings

Hi, I’m Kristin from CentsandPurpose.com ?? I’m here to help you save money, get out of debt and live a debt-free life you love! We have paid off $54,500 in under 2 years and I want to help you do the same by sharing all the frugal living and money-saving tips and tricks I picked up along the way...
Channel started: March 2012.

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5. HANNAH OLIVIA
  130 videos   12.5K subscribers   766.9K total views
  88.3 gravity   $16 estimated monthly earnings

Hey guys, my name is Hannah! I'm an Administrative Assistant located in Atlanta, Georgia. I create videos centered around my career as an Administrative Assistant, everyday life and everything in between! I also dabble in home decor, so you'll see a few of those videos on my channel as well! I...
Channel started: September 2018.

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6. Lizbet Talks Money United States
  62 videos   5.4K subscribers   321.3K total views
  61.2 gravity

Welcome! Thank you for stopping by my channel, where my goal is to provide you with valuable content that can improve your personal finances and help you achieve your money goals! I will cover ways to help you plan ahead so that you can save money, stay informed, and create a better financial...
Channel started: January 2015.

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7. A Purposeful Budget United States
  272 videos   5.4K subscribers   485.8K total views
  71.4 gravity

Hey there! So glad you’re here! My name is Nilza. I’m a wife, mom, and budget nerd turned budget coach. We started our budgeting and debt payoff journey on one income in 2018. Since then my husband and I were able to pay off $46k of debt while living on a budget that works for our family, save,...
Channel started: December 2011.

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8. Moms and Money
  116 videos   46.3K subscribers   1M total views
  80.4 gravity   $59 estimated monthly earnings

Here we talk about making money, managing money, and saving money for the women in the household. Financial education is something typically learned as an adult and I'm here to share different tools and strategies about budgeting, investing, credit repair, and financial freedom. Subscribe as I...
Channel started: November 2019.

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9. Rochelle Adamson Budgets United States
  605 videos   15.7K subscribers   1.3M total views
  86.9 gravity

Hey budgeting fam, it’s your girl Rochelle and my goal is to help you win with your money! If you’re interested in learning methods of how to pay off debt and save money fast using zero based budgeting, you’ve come to the right place! Consider subscribing for new videos regularly showing how I...
Channel started: October 2011.

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10. Dyana Marie United States
  274 videos   40.5K subscribers   2.9M total views
  88.8 gravity   $80 estimated monthly earnings

Creating a financial life I love on my own terms while sharing the ups and downs in the process. As a single mom on one income and new homeowner, I've set out to inspire others to look beyond their circumstances and take smell steps towards their goals while still living life.
Channel started: February 2020.

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11. Baddies & Budgets
  298 videos   112K subscribers   8.7M total views
  89.6 gravity   $215 estimated monthly earnings

Budget Start Date
Channel started: April 2011.

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12. Project Rich Mum United Kingdom
  58 videos   19.6K subscribers   730K total views
  81.4 gravity   $39 estimated monthly earnings

Welcome friends. This is my journey to take control of my finances as a parent. I talk everything from budgeting and savings to investing and increasing income.
Channel started: July 2021.

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13. Intentional Living United States
  500 videos   14.8K subscribers   2.2M total views
  91.9 gravity   $116 estimated monthly earnings

Welcome to Intentional Living! This channel is all about investing in your intentions, whether that is through time, energy, or money! My name is Kristin, and I will be sharing my financial journey as I navigate financial wellness for myself! Subscribe to follow along on my journey as we learn...
Channel started: October 2020.

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14. Balance and Budget United States
  461 videos   2.5K subscribers   196.1K total views
  52.3 gravity

Full time mom of 4. Wife, grandmother and budgeter. I was tired of living paycheck to paycheck, wondering how to pay my bills on time and needed to get out of debt! Found the envelope system years ago.... fell off and started back up January 2021. I've now been able to pay off more than 3...
Channel started: August 2021.

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15. Hawaii Mom Budgets United States
  40 videos   2.3K subscribers   81K total views
  70.9 gravity

Aloha everyone! ?? A quick overview of my channel
Channel started: January 2022.

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16. erikalifevlogs United States
  614 videos   24.1K subscribers   2.9M total views
  77.9 gravity   $29 estimated monthly earnings

30 On a debt free journey.
Channel started: December 2017.

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17. The Frugal Route - Amy Ruth United Kingdom
  61 videos   4.8K subscribers   256.9K total views
  62.1 gravity

Hello and welcome to my channel! I post videos here about Frugal living, Feeding your family on a budget and saving money. I have spent the last few years working on our family finances to help us clear debt and work towards a secure financial future. I would like to share my journey and offer...
Channel started: April 2018.

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18. Christine Unfiltered United States
  27 videos   45.1K subscribers   1.3M total views
  73.3 gravity   $42 estimated monthly earnings

Channel started: December 2020.

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19. Chris Peach United States
  158 videos   2.4K subscribers   668.6K total views
  54.7 gravity

Chris Peach is the founder of Money Peach — the place where you learn to create a budget, save more money, and pay off debt. Before starting Money Peach, Chris and his wife were normal. Normal meant they were living paycheck to paycheck, deeply in debt, and without a plan for their life or...
Channel started: April 2015.

Creator

20. Her Penny Potential United Kingdom
  22 videos   5.3K subscribers   260K total views
  63.3 gravity

???? Welcome to "Her Penny Potential" with Helen! ???? Hey there, I'm Helen, join me on a journey as I explore cash stuffing, personal finance, and more! ?? What We're About
Channel started: November 2020.

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21. My Money Diary
  246 videos   5.8K subscribers   367K total views
  80.5 gravity

Join me as I start the journey of budgeting, saving money, and getting out of debt in 2022. Let’s do this together! Cash envelope stuffing| Sinking Funds| Savings Challenges| Debt Free| Investing| Retirement| Budgeting| Single Mom| Sinking Income
Channel started: August 2006.

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22. Envelope, Esq.
  90 videos   4.3K subscribers   352.1K total views
  65.1 gravity

Mindful budget and spend. Cash stuffing. Zero based budget. Sinking funds. Content and communication posted on this channel should not be considered legal advice and are for informational and entertainment purposes only! Find me on Instagram: @envelope_esq
Channel started: December 2021.

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23. Money talks budget Australia
  87 videos   1.6K subscribers   116K total views
  60.7 gravity

Goal 1
Channel started: March 2021.

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24. luhreyn
  35 videos   6.3K subscribers   102.3K total views
  63.3 gravity

Hi! My name is Lorraine. I am a mom, wife, and #spedteacher. Besides keeping busy with home, school, and work my loves include
Channel started: May 2010.

Creator

25. Skubie123
  381 videos   25K subscribers   4.4M total views
  78.2 gravity   $24 estimated monthly earnings

Welcome to my channel :o) If you are a business and are interested in me reviewing or featuring your products please contact me here: skubie123youtube@hotmail.com
Channel started: October 2011.

Creator

26. Budget With Brenz United States
  141 videos   16.4K subscribers   1M total views
  74.9 gravity   $22 estimated monthly earnings

Cash Envelope Stuffing | Cash Envelopes | Sinking Funds | Savings Challenges | Debt Free Journey | Budgeting | Low Income Living In Hawai‘i
Channel started: January 2021.

Creator

27. Lauren Miller
  371 videos   16K subscribers   2.1M total views
  85.4 gravity   $37 estimated monthly earnings

Debt payoff, mindset motivation, motherhood and navigating life's hard moments. Debt Payoff Course: https://moneyandmindset.teachable.com/p/ditchingyourdebt My Etsy Shop: https://www.etsy.com/shop/moneyandmindset Follow me on instagram! https://www.instagram.com/laurensmoneymindset
Channel started: November 2017.

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28. Haye Creatives Netherlands
  44 videos   4.1K subscribers   628.1K total views
  21.4 gravity   $34 estimated monthly earnings

Channel started: October 2022.

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29. All Things Planned United States
  306 videos   24.6K subscribers   2.2M total views
  89.3 gravity   $26 estimated monthly earnings

My name is Jenika! My content is centered on cash stuffing, budgeting, planning & occasional vlogs. I use the cash envelope system to manage my money. I’m a former special ed teacher, and now a full time entrepreneur. Come along my journey! New videos uploaded every week! My Shop – https
Channel started: November 2012.

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30. Naturally Lizzie United States
  378 videos   13.8K subscribers   1.2M total views
  62 gravity

Hey Everyone!! My passion is to help people find freedom in their finances! I share how I live life on a budget! I love getting to know new people and making new friends with you guys!! It really means a lot to me!
Channel started: December 2012.

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31. Sara Marie
  1.5K videos   61.4K subscribers   8.5M total views
  88.8 gravity   $56 estimated monthly earnings

Living the dream as an Etsy sticker shop owner! Follow me on instragram! Username :saramarieyt My Etsy Shop - https://saramariestickers.etsy.com For business inquiries : saramarieyt@gmail.com
Channel started: September 2013.

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32. Bea Finds Joy United States
  186 videos   17.1K subscribers   1M total views
  89.1 gravity   $20 estimated monthly earnings

Welcome to The Crafty Budgeter. My name is Brittany. My husband and I are working to pay off our six-figure debt by the end of 2025! After working hard to pay off more than $45,000 worth of debt in 2020, I decided that I wanted to document our journey so that I can keep myself accountable and to...
Channel started: January 2021.

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33. Lisa Moore United Kingdom
  37 videos   5.7K subscribers   32.2K total views
  67.2 gravity

My name is Lisa and I am a mum of 4. I absolutely love making videos on cleaning, cooking, home decor and lots more. Please subscribe to my channel for more content.
Channel started: January 2015.

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34. Pink Cash Budgeting United States
  102 videos   1.3K subscribers   51.6K total views
  61.9 gravity

??Hi there! My name is Samantha; I do all things Budget and Savings Related. I am a Wife, a Mother, A Small Business Owner, and Most importantly, a new Budgeter! I created this channel to share my journey to financial freedom and promote my business while helping other women along the way!...
Channel started: March 2022.

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35. Monet’s Money United States
  200 videos   33.3K subscribers   2M total views
  90.5 gravity   $88 estimated monthly earnings

Here we are on a journey to Financial Freedom! I created this channel to document my process taking control of my finances by utilizing the Cash Envelope System and becoming Debt Free. So join me on my path to adulthood and managing money! Email: monetsbudget@gmail.com
Channel started: April 2020.

Creator

36. Budgeting Life With Monique United States
  79 videos   4.3K subscribers   185.9K total views
  61.5 gravity

Hi guys & welcome to my channel !! I'm Monique, and I I am sharing with you my budgeting journey. On this channel you will find videos that are centered around cash envelope stuffing along with sharing my sinking funds. I upload every Friday at 12 pm !! Make sure to subscribe for new cash...
Channel started: February 2021.

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37. Frugal Queen in France
  408 videos   28.4K subscribers   5M total views
  93.9 gravity   $82 estimated monthly earnings

Frugal Queen in France. Welcome to our channel. We are Jane and Mike, British early retirees living in France. We live a thrifty debt and mortgage free life and love every minute of it. On our channel we share
Channel started: December 2014.

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38. Abundant Budgets United Kingdom
  208 videos   2.3K subscribers   123.8K total views
  77.5 gravity

Hello and welcome to Abundant Budgets! We are a family of three, living in the South of England. This channel is all about our family’s journey towards better financial freedom as we budget weekly and get serious about our savings. We hope you'll join us x
Channel started: March 2022.

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39. TaylorBudgets United States
  282 videos   79.4K subscribers   4.6M total views
  83.7 gravity   $169 estimated monthly earnings

Budget Journey Start Date
Channel started: February 2021.

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40. APinkeClothlife United States
  630 videos   26.7K subscribers   3.2M total views
  91 gravity   $60 estimated monthly earnings

HEY EVERYONE! I am Tina, the creator of Apinkeclothlife (Pinkecloth) which focuses on effectively budgeting, saving money, life, being a mom, and entrepreneur. All the things! This channel is my documentation of me sharing my journey of getting out of debt. Learning to break the cycle of living...
Channel started: June 2017.

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41. Adrienne Invests United States
  247 videos   9K subscribers   673.7K total views
  67 gravity

Hi friends! Welcome to my YouTube Channel! My name is Adrienne. I live in Southern California with my husband, Noah. I'm a finance enthusiast obsessed with all things investing and saving money. I hope you stick around :)
Channel started: August 2007.

Creator

42. cdn Girl Cash Stuffer Canada
  535 videos   30.5K subscribers   10.7M total views
  84.6 gravity   $403 estimated monthly earnings

Hey! I’m Sasha, a single, 30-something with a sweet senior pup named Hank. I’m working towards being debt free and will be sharing how I budget and cash stuff. Cash Budgeting Start Date - August 8, 2022 WELCOME. I AM SO GLAD YOU ARE HERE!
Channel started: August 2022.

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43. PlanwithKaye United States
  357 videos   4.2K subscribers   385.4K total views
  75.9 gravity

Channel started: January 2019.

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44. Saving With Shalonda
  318 videos   1.6K subscribers   71.1K total views
  65.2 gravity

Hey there! Welcome to my channel. My name is Shalonda and this channel focuses on savings challenges, etsy shop vlogs, budgeting, cash envelope stuffing, sinking funds, and so much more. If you enjoy this type of content, and you are looking for new creative FUN ways to save money, please...
Channel started: November 2011.

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45. Black N Blue United States
  479 videos   22.8K subscribers   2.4M total views
  92.2 gravity   $38 estimated monthly earnings

Welcome, my name is Errika!!!! On this channel we budget and save money, unbox as many packages as humanly possible hahaha, plan with me videos, and nails!!!! do our nails, unboxings, I'm a single mom, prior military, and prior law enforcement. I would love if you would subscribe and join in on...
Channel started: November 2013.

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46. Happy2planwithDesiree United States
  1.8K videos   30.9K subscribers   6M total views
  71.6 gravity   $75 estimated monthly earnings

Channel started: January 2019.

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47. Beyond Envelopes United States
  165 videos   1.4K subscribers   95.2K total views
  80.4 gravity

Hello everyone! My name is Richelle and I create videos regarding my journey with budgeting, cash stuffing cash envelopes and sinking funds, paying off debt, investing etc. I am a single mom with working as a nurse both per diem and on and off travel. I also do some side hustles along the...
Channel started: February 2021.

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48. Maria's Budgeting
  363 videos   39.1K subscribers   2.3M total views
  91.8 gravity   $41 estimated monthly earnings

Hello welcome to my channel Maria's Budgeting. I am a 24 year old budgeter from California. You will be able to find budgeting content to motivate you to create a budget to help you achieve financial freedom. Some of the videos you will be able to find on my channel are cash envelope stuffings,...
Channel started: October 2019.

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49. Cash Up with Grace United States
  153 videos   1.5K subscribers   75.1K total views
  79.9 gravity

Hey fam! Welcome to my budgeting channel! ??I'm here to share my budgeting journey and will mostly be sharing cash stuffing videos,cash envelopes, sinking funds,saving challenges ,and happy mail(whenever I make a purchase)?? So let's CASH UP!??
Channel started: February 2008.

Creator

50. $eriously $aving United States
  455 videos   5.3K subscribers   572.5K total views
  83.5 gravity   $40 estimated monthly earnings

Welcome to The BUDGET BEGINNER community Saving * Budgeting * Financial Planning Helping new budgeters learn to budget and save money with my unique budgeting formula The goal for my channel is to experiment with different budgeting styles, savings goals and share what i learn along the...
Channel started: April 2023.

 

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Saki Says...

We have assigned this niche a popularity score of just 0% and a competition score of 54%. The niche's overall potential is 32%. New channels we have found in the Sinking Funds niche upload an average of 0 videos per month and gain an average of 70 subscribers per month. This is a fairly competitive niche but if research your market and have some fresh ideas you could do okay.

The Sinking Funds niche was added to FindAChannel 10 December 2023 (Niche #12196). The data for this niche was last updated 01 March 2024.